The e-banking impetus in Nigeria can be explained partly by the Central Bank of Nigeria’s encouragement of cashless transactions in order to reduce corruption. Yet the success of e-banking in the country is also partly explained by the hurtling transformation of the economy – especially in the power, oil, consumer good and agricultural industries – which is naturally increasing demands for banking services in general and e-banking in particular.
Yet there is a key third factor too: the success of e-banking in Africa’s most populous nation is also due to the sheer energy of Nigeria’s most influential and far-sighted bankers, like Zenith Bank’s Amangbo and co-founder of Zenith Bank Jim Ovia, who is now the Chairman of the Board of Directors.
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